Credit will, in all likelihood affect everyone at some point in their lives. Whether it be a student loan, a mortgage, a credit card or buying a car ‘on finance’, the possibilities are vast.
I will look at the ideas of Hegel, who subscribes to the view that it is property is the embodiment of freedom, as well as that it is essential to the development of one’s personality, individuality and Asking whether credit can be seen to enhance one’s access to private property and therefore enhance their freedom.
I will then look at Lazzarato, who explores the debtor creditor relationship arguing that everyone, in the neoliberal age, has become debtors through a process of subjectivation by their creditors. But is this the case?